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Affordable Housing

Affordable Housing is a product available to low to moderate income earners, who are working but may find it difficult to afford housing in the private rental market. It aims to relieve rental stress and support households that have the potential for income growth or home ownership in the medium-term.

Find out if you are eligible and applySee current SGCH listings on Domain

Why does Affordable Housing exist?

Affordable Housing is designed to fill the gap in the market between Social Housing and the private housing market. It is there to relieve the rental stress of key workers who do not earn enough to pay market rent in the area in which they work, but earn too much to qualify for Social Housing.  

Affordable Housing is not offered as a long-term housing solution but is designed to meet short or medium-term needs. The eligibility of Affordable Housing tenants is assessed on an annual basis.

Who is eligible for Affordable Housing?

Affordable Housing programs have different eligibility criteria determined by state or local governments. In general, Affordable Housing applicants must be employed and meet certain income eligibility limits.

There are a number of eligibility criteria you need to meet to apply for Affordable Housing. The full application is very detailed – save time and take this quick quiz to check if you might be eligible.

If you meet the basic eligibility criteria, use our full online form to apply.

Are there waiting lists associated with Affordable Housing?

Yes, SGCH maintains a waiting list of eligible applicants for each area of Affordable Housing supply. After applying, those who are found to be eligible are placed on the waiting list. Waiting lists are managed in accordance with individual program agreements, their respective polices and guidelines.

What types of accommodation are available to Affordable Housing tenants?

SGCH’s Affordable Housing stock is mainly made up of new one, two or three bedroom units. These properties are located within the following Local Government Areas:

  • Bankstown
  • Campbelltown
  • Canterbury
  • City of Sydney
  • Fairfield
  • Marrickville
  • Parramatta
  • Randwick

How is rent calculated for Affordable Housing tenants?

Rent is charged and reviewed in line with the relevant program agreements, policies and guidelines. In general terms Affordable Housing tenants pay rent set at 75% of the market rent of their property, and no less than 25% of their gross household income.

For more information about Affordable Housing, please refer to the Centre for Affordable Housing website or our Affordable Housing Policy.