Eligible SGCH tenants can apply for a no interest loan up to $1,500 to repay over 12 to 18 months for essential goods and services

SGCH is now a registered No Interest Loan Scheme (NILS) Service Provider and can help you make an application for an interest free loan.

Loans are up to $1,500 for repayment over 12-18 months and can be used for goods and services such as fridges, furniture, washing machines, car repairs as well as education and medical/dental expenses.

This No Interest Loan Scheme is different than our previous ‘Essential Goods Loan’, which was decided and funded by SGCH.

For this NILS program, SGCH does not approve the loan or provide the actual money. Our SGCH team member can help you apply if you are eligible, then the Community Loan Provider who looks after the finance will contact you directly about the outcome and next steps.

To be eligible you must have a health care card/pension card, have been an SGCH tenant for more than three months and show a willingness and capacity to repay.

To make the application, you will need to collect the documents below and book an appointment with our Housing Plus Coordinator Tanya Dimic.

  1. Proof of Residential Address (lease agreement)
  2. Proof of Identity (Passport, Drivers license, Birth certificate)
  3. Proof of Income (Centrelink income statement, Pay slips, ATO assessment)
  4. Proof of Expenses (Bank Statement, Utility Bills, Loans, Bills)
  5. Quote for goods (HEA ref number, Quote from store)

If you have any questions or need help accessing the information, please call Tanya Dimic on 9001 4439 or ask at Reception.